TERMS & CONDITIONS

Effective Date: ‎01/‎13/‎2026

Welcome to The Life Talk Line. By accessing or using this service, you agree to the following Terms and Conditions.

1. Nature of the Service

   The Life Talk Line is an AI-driven conversational platform designed for reflection, emotional presence, and supportive conversation. It is not therapy, counseling, medical care, legal advice, or crisis support.

2. AI Disclosure

   You understand that you are interacting with artificial intelligence, not a human. The AI is not a licensed professional and does not provide professional services of any kind.

3. Eligibility

   You must be at least 18 years old to use this service.

4. Payment & Billing

* Service is billed on a per-minute basis.

* Charges begin when a session starts and stop when it ends.

* All payments are final once time is used.

* No refunds are issued for used minutes.

* You are responsible for monitoring your usage.

5. Acceptable Use

   You agree not to:

* Use the service for illegal activities

* Attempt to bypass billing systems

* Abuse, manipulate, or exploit the AI

* Use the service for crisis intervention or emergency support

We reserve the right to suspend or terminate access for misuse.

6. No Professional Relationship

   Using this service does not create a therapist-client, doctor-patient, or advisor-client relationship.

7. Limitation of Liability

   The Life Talk Line is not responsible for:

* Decisions you make

* Emotional outcomes

* Actions taken based on conversations

You accept full responsibility for your choices.

8. Modifications

   We may update these Terms at any time. Continued use means acceptance of updates.